2026 CNSS & AMO rates

Your contributions, your rights, to the dirham.

BerryCNSS computes each branch (family, short-term, retirement, AMO, TFP), projects your pension, checks IPE eligibility and guides you through DAMANCOM.

Free 100% private Darija, العربية, Français, English
6.40%
Family benefits
11.89%
Retirement (cap 6,000 MAD)
6.37%
AMO on full salary
21.09%
Total employer load

All CNSS benefits, explained

AMO & healthcare

Employee AMO, AMO Tadamon, AMO Achamil. Conditions, rates, reimbursed benefits.

IPE after layoff

780 days / 36 months, ANAPEC file, 70% of avg salary capped at SMIG, 6 months.

Retirement projected

Pension per Law 02.24: base 50% at 3,240 days, +1% per 216 days, cap 70%.

Sick & maternity leave

Conditions, forms, amounts, duration, for employees and employers.

Why BerryNoon?

Why not ChatGPT, Gemini or Copilot?

Generic models invent numbers and quote outdated rules. BerryNoon is grounded in verified Moroccan sources, updated for 2026.

  • Verified Moroccan data

    Official Gazette, General Tax Code, ADII, ONSSA, CNSS, Office des Changes, Bank Al-Maghrib. Official sources, not Reddit threads.

  • 99% fewer hallucinations

    Answers grounded in cited, verifiable references. When the agent doesn't know, it says so instead of guessing.

  • Speaks Darija fluently

    Write in Moroccan Darija, Modern Standard Arabic, French or English. It understands. It replies.

  • Private and free

    No account required. No personal data resold. Conversations encrypted in transit.

BerryNoon vs generic assistants

BerryNoon
ChatGPT, Gemini, Copilot
Moroccan data, 2026 fresh
Generic, stale data
Cites the law, article, circular
Cites its own guesses
Understands Darija
Falls back to formal French
Knows Tamwilcom, ADII, CNSS, ONSSA
Mixes up CNSS and CNOPS
Free, no signup
Paid, throttled, censored
Four languages, one conversation

Ask in Darija ("Achno khass nkhles f CNSS hada chhar?"), get the reply in Darija, Arabic, French or English. Switch mid-conversation.

الدارجة
Darija
العربية
العربية الفصحى
Français
Français
English
English
Private by default

Your conversations stay in your browser. No signup, no ad cookie, no resale. Hosted inside the BerryNoon stack.

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