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BerryMRE
AI assistant for Moroccans Residing Abroad (MRE): investing in Morocco, fund repatriation, bank accounts, succession, tax treaties.
BerryMRE
Hi, I'm BerryMRE. I help Moroccans living abroad with every step: buying property in Morocco, repatriating funds, picking the right MRE bank account, planning succession, and decoding tax treaties with France, Spain, Belgium, the Netherlands and Canada. How can I help?
How to use BerryMRE
Share your situation: country of residence, spouse nationality, project type (buy, repatriate, inherit).
BerryMRE decodes the applicable rule (IGOC 2026, Moudawana, tax treaty) and renders clear cards: costs, timelines, documents.
Adjust parameters (price, account used, heirs) and get a recommendation compliant with Office des Changes rules.
Download a PDF recap and follow the contextual follow-up questions proposed by the assistant.
Why BerryMRE?
2026 regulatory baseline
Built on the 2026 IGOC from Office des Changes, Finance Law 50-25, the Moudawana, and the 5 bilateral tax treaties.
Invest from abroad
Full acquisition budget (duties, notary, conservation, stamps) plus retransfer guarantee check.
Mixed-marriage succession
Heir mapping, religious-impediment warning, concrete remedies: wassiya, donation, life insurance, SCI, professio juris.
Cross-border tax
Decodes the tax treaty with France, Spain, Belgium, the Netherlands or Canada by income type.
Frequently asked questions by MREs
Can I buy property in Morocco from France without being there?
Yes, via a notarial power of attorney in your country of residence, legalised by the Moroccan consulate. Since Law 69-16 the POA must be notarial or adoular. Funding must route through a convertible dirham account or a foreign currency account to preserve the retransfer guarantee.
What's the difference between a foreign currency account and a convertible dirham account?
A foreign currency account is held in EUR, USD, GBP, CAD, CHF or AED. A convertible dirham account is in MAD but backed by convertibility: pays in Morocco, reconverts to FX and wires abroad with no cap. Both preserve the retransfer right; only the standard dirham account loses it.
Can my French wife inherit my house in Rabat?
Under the Moudawana, a non-Muslim wife is excluded from Fara'id (article 332). Remedies exist: a wassiya capped at one third, a lifetime donation (hiba), life insurance, a French SCI for French property, or a foreign will electing French law for assets outside Morocco via EU Regulation 650/2012. Moroccan immovables remain under Moroccan law.
How do I repatriate Moroccan rental income to Belgium or the Netherlands?
With a lease bearing a certain date, proof of tax payment (TPI or IR) and a management statement, the bank wires rents from your convertible or foreign currency account with no ceiling. Without a convertible account, funds are locked in non-convertible MAD.
Does the tax treaty with France cover inheritance?
No. The 1970 Morocco-France treaty has no inheritance chapter. France taxes the worldwide estate when the heir has been French tax-resident for 6 of the last 10 years (art. 750 ter CGI), with credit for Moroccan duties actually paid. Only Belgium offers a limited treaty covering inheritance.